ezConnectionToCash Financial Services 

We Deliver Personal Funding Programs To Qualified individules
Committed To Achieving Their Financial Objectives!

All of our Programs are ABSOLUTELY NO MONEY DOWN. Pay Nothing Upfront!

Personal Credit Funding Qualifications From $10,000.00 - $150,000.00!

Basic Qualifications For Personal Credit Funding

The information outlined below represents real time market realities in the financial and credit extension marketplace and provides an ideal target description for a “qualified” personal credit profile to receive optimum funding.

If a credit profile falls outside of any of the specific descriptions listed below it will definitely have an impact on the potential "approved amount of funding", or if the application will declined.

We DO NOT process applications that are not qualified for funding. In addition, we prefer not to process marginally qualified credit applications as well. Prospective clients should take and use any available resources and necessary steps to enhance their credit file in order to meet minimum qualifications standard in order to be approved for personal funding.

If A Personal Credit File Meets The Below Basic Qualification Guidelines

We Can Get Approved Funding 99.9% Of The Time!

  • 640-700+ Credit Scores Required On Any Credit Bureaus Used For Funding!

  • All “Revolving Balances” Should Be Below 60% Of The Credit Limit (Credit Utilization Rate or CUR). If any one (1) revolving account balance is above 60% of the established credit limit it “may” have a negative impact on your funding approval. Any single revolving account balance with a CUR of 75% or higher may in fact generate a “decline” even if every other aspect of the credit file is in perfection condition. However, each individual credit file is different and the strength of the overall credit file will determine what impact having a higher CUR will have on obtaining funding approval.

  • No More than 4 Inquiries Per Credit Bureau within the Last 90 Days!

  • Minimum Of 4 Open & Active “Primary” Tradelines On Credit File. Closed accounts do no have any weight in the approval process for acquiring new credit.

  • At least one revolving account with a $5,000 credit limit. Lower credit limits can be approved, however, the higher the current revolving credit limits the higher any new potential “new credit limits” will probably be.

    Any Prior Bankruptcy, Foreclosure, Repossession, Judgment, Collection, etc. listed on the credit file places that file in a NOT QUALIFIED status.

  • Any Past Late Payments Will Have An Affect On Getting Funding/Approval On Case By Case Basis. Excessive late payments will definitely create a “NOT QUALIFIED” scenario. Credit profiles with late payments over 60 and 90 days typically DO NOT qualify for funding.

  • Physical residence address on loan application must match address listed on the credit bureau used for funding! If addresses do not match up this will automatically send the credit application into a security review status at which time all aspects of the file will have to be documented in order to get an approval!

In addition, the following specific terms/conditions apply to our 640-700+ Credit Score “PERSONAL FUNDING PROGRAM”:

  • No Up Front Fees For Our Services!

  • No Income Documentation Or Verification Required unless your file goes into a manual underwriting review process.

  • We require 100% validation of our clients personal identity.

  • All Personal Funding Is Revolving Credit Card Accounts – No Installment Loans!

  • All credit bureau fraud alerts and security alerts must be turned off to process loan application.


Clients with excellent credit who own a business can qualify for up to $100,000 in business credit.

This option is the ideal solution for those who have great credit, do not wish to supply financial documentation, 

and are content with only receiving credit (no cash).

Below are the minimum qualifications for No Doc Business Financing:

*Must own a business that is not in a restricted industry such adult entertainment, financing, gaming, etc

*Must not have any derogatory items on Experian for the last 5 years

*Must have NO DNB history or a clean DNB history

*Must have less than 30% usage on all existing credit cards

*Must have at least 2 primary tradelines going back 3 years

*One tradeline must be a credit card or credit line with a limit of $5000 or more


If you don’t have excellent credit, chances are that you are finding your options limited.

Business Cash Advance is the perfect solution for those who have credit problems but can show at least $5,000 per month in GROSS sales. The cash advance can range from 50% of your monthly sales volume to 150%. It will convert your future VISA and Mastercard receivables into immediate cash. If you do not take VISA and MASTERCARD, business cash advance can also be done on just your deposits.

Below are the minimum qualifications for Business Cash Advance:

*Must be in business for one year with same ownership

*Must process $5,000 per month in credit card sales or at least 5 deposits totaling $5,000 or above

*Must not be in a restricted industry such adult entertainment, financing, gaming, etc


There is much speculation and misinformation about business loans and credit. For starters, it isn’t possible to immediately purchase a shelf company and acquire millions in credit lines. Though business credit is important, it’s not nearly as important as personal credit for business owners who are seeking to establish a new relationship with banks.

Almost all business owners that seek business loans and lines of credit must have a business that is at least 3 years old and be prepared to submit tax returns and other financial data. Banks will not consider lending to businesses that cannot supply ample financial documentation and demonstrate both stability and profitability. We assist you in qualifying with our sources.

New lender domestic and international loans

We are working with Hedge Funds and Private Lenders

Domestic and International

Please see their information below they do not charge due diligence fees. I have attached the Know Your Client form that will need to be completed along with our usual form (also attached) and returned. 

Substantial Expertise in the Financial Arts”

$500,000-USD to $300,000,000-USD

Private Commercial Finance & Collaterals

Balance Sheet Enhancements

International & Domestic, Business & Real Estate

*Worldwide Real Estate Funding & Joint Ventures

*Venture Capital

* Maintains its own Asset Base

*Collateralizations & Collateral Assignments

*A Direct Source with In-House Underwriting

*Direct Investor Contact

*Asset-Based Conflict Resolution

 Creative Finance is our specialty.

 Turndowns are considered.

Bad Credit, BK, Default Experts

All of our Programs are ABSOLUTELY NO MONEY DOWN. Pay Nothing Upfront!